poor credit loans in montreal

Apply for bad credit loans in Montreal

If your poor credit score prevents you from getting access to some fast cash, then you’re probably stressed and looking for an alternative solution. A low credit score disqualifies you from being approved for traditional loans or, if approved, will come with higher interest rates. To help you out of financial ruin, I Need My Money Today offers bad credit loans in Montreal to relieve your financial burden.

What are Bad Credit loans in Montreal?

If you’re a Montreal resident facing short-term personal money problems, then bad credit loans in Quebec can help you access fast cash with minimal documents required. You can borrow between $300 up to $1,500 at low interest rates and receive the funds within 24 hours, no questions asked. Unlike other types of loans, bad credit loans are designed for those with bad credit who have nowhere to turn to qualify for a loan.

Get a Bad Credit loan within 45 minutes

Unfortunately, when facing an emergency that cannot wait weeks to be resolved, banks and other financial institutions aren’t of much help. Traditional loans require you to provide a credit check and numerous documents. We issue instant loans without a credit check so that we can deposit the funds directly into your bank account within 24 hours.

Our dedicated team works tirelessly to get you the funds you need in the quickest time delays. When you submit an application for bad credit loans in Montreal, you’ll get a response within 24 at the latest. However, when you submit your loan application during working business hours, you can get the money deposited into your bank account in as little as 45 minutes.

What does it mean to have a Bad Credit score?

Before issuing a loan such as a mortgage or a car loan, lenders always perform a credit check to determine your creditworthiness. The higher your score, the more likely you’ll be approved and benefit from lower interest rates. A bad credit rating warns lenders that you may lack the ability to manage your money effectively and that your chances of repaying your loan on time are low.

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Benefits of applying for Bad Credit loans in Montreal

I Need My Money Today offers flexible financial solutions for individuals with bad credit. In addition, we also offer other great benefits that make us a solid choice compared to our competitors.


Experienced team on hand to help

For over 17 years, I Need My Money Today has provided short-term loans to Canadians across the country. As a trusted private lender, we follow the strict guidelines set out by the federal and provincial governments.

No Credit Check Loans Ontario

Flexible spending

We won’t ask you to state your reasons for applying for extra cash. All our instant loans are designed to bring temporary financial relief for short-term emergencies. They should not be used to resolve ongoing money problems.

proof of income

No hidden fees

We don’t charge opening or transaction fees. You won’t have to pay back a cent until you receive the funds directly into your bank account. The payable amount due will be listed in the loan agreement you receive if your loan application is approved.


Easy online application process

When you apply for bad credit loans in Montreal, you can submit an application for emergency money within 10 minutes. All you need is an internet connection and a mobile or a laptop. Using our secure online platform, you won’t need to call or fill out an application in person.


100% collateral-free loans

Despite not performing a credit check, we also won’t require you to put up collateral if you cannot repay the entire loan. We only issue collateral-free personal loans and will never repossess your assets.

Cover unexpected expenses with Bad Credit loans in Montreal

All our online financial solutions can be used to resolve any short-term emergency. They should not be used to pay off long-term debt. Some of the more common reasons people apply for bad credit loans in Montreal include the following:

  • Financing home renovations
  • Paying off emergency car repairs
  • Booking a last-minute trip to visit friends and family
  • Financing a medical emergency
  • Making support payments
  • Getting a cash advance on your credit cash

Request the minimum amount of money you need

Even though you can apply for up to $3,000 in bad credit loans, you should only request the amount of money you need to resolve your financial situation. A smaller loan amount will make it easier to pay back and won’t negatively impact your credit score. Any unpaid loan could end up in collection and will be reflected in your credit report.

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Am I eligible for bad credit loans in Montreal?

Because we don’t require you to put up collateral and because we don’t perform a credit check, we rely on your income and employment status to determine if you qualify for an online loan. Although we require minimal documentation to proceed with the evaluation process, we still need you to provide proof of your identity and confirm your employment status.

  • Be a Canadian 18 years or older (photo ID)
  • Have a valid Canadian chequing account for at least 3 months
  • Have a full-time job for at least 3 months
  • Receive your pay by direct deposit
  • Not be in a bankruptcy situation

If you meet the criteria mentioned above, your application will be approved within 24 hours at the latest.

Be approved for a Bad Credit loan in Montreal today

While we know how frustrating it can be to worry about how a bad credit score impacts your financial decisions. We’re always ready to provide assistance and help you out in your times of need.

For any questions about our financial services, feel free to contact a member of our team. We will get back to you shortly. If you’re ready to make changes and improve your financial health, submit your application to express bad credit loans in Montreal and get the money by the end of the day.

Need a loan for any project?

Bad Credit Loans in Montreal

An online bad credit loan in Montreal

Are the problems that you are facing leading you into a situation that worries you and that you need to get out of urgently? We perfectly understand the extent of your concerns, and we want to stand by you during this ordeal. The first thing for you to do is to submit your express loan application online. Thanks to our expedited procedure, our experienced lenders provide you with an instant response to allow you to access your money as quickly as possible and in a totally secure manner.

The desire to stand by you

We believe that our mission is to stand by many Canadians to help them get out of difficult financial situations. Do you have a low income or bad credit? Don’t worry; we don’t conduct any credit check on you, and we will approve your application very quickly. For 17 years now, we’ve been helping many people on a daily basis who have found themselves in situations similar to yours.

Bad credit loans in Montreal: submit your application now

Don’t wait any longer to get rid of that burden that is weighing on your shoulders and apply for your instant loan now. The procedure is quite simple, only takes a few minutes, and is totally confidential and secure.

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