Debt Consolidation: Apply Online
Debt consolidation: an effective way to get out of debt.
When should debt consolidation be used?
Are you accumulating debt on various loans, bills, and credit cards that you are unable to pay off? Have you been worried about this for a long time? Opt for debt consolidation. How it works is quite simple: all your debts are grouped together. This technique offers various advantages.
Pooling of the debts
By bringing together all your debts, you get an overall view of your debt. Say goodbye to mountains of bills and payments to be made in every direction. Now, all your debts are grouped together in one loan.
Reduced interest rates
When you are drowning in debt, the many small debts add up to a large amount once accumulated. Generally speaking, these small loans are subject to much higher interest rates than those of large loans. By bringing them together, you reduce the final interest rate that you would have had to pay by keeping all your small loans.
Once your debt consolidation is effective, you just have to make the payments on the dates stipulated in your contract. Don’t delay; contact us now to set up your debt consolidation.
What are the eligibility requirements for debt consolidation?
One of our agents specializing in debt consolidation analyzes your file to verify that you are capable of taking on this loan.
In particular, we consider the following criteria when making our decision: your pay, your assets, your credit history, and the amount that you are requesting.
Generally speaking, to obtain a debt consolidation, it’s best not to have a disastrous credit history. However, it’s possible for a debt consolidation to be granted even with bad credit. And if necessary, we can also advise you on rebuild your credit.
Why I Need My Money Today makes a difference
Recognized specialists in the short-term lending field for 17 years now, we support many Canadian citizens and residents on a daily basis in order to allow them to improve their debt management, rebuild their credit, or secure short-term loans.
We’ve built a network of private lenders who are experts in debt consolidation and who are at your disposal to assist you in getting out of your financial difficulties quickly.
Stop worrying; we work in a 100%-secure manner, and all the credit companies with which we are partners hold a licence from the Office de la protection du consommateur.
Follow our online procedure and submit your application completely from home.
Take our outstretched hand and chase away that worry that has been eating away at you for far too long.
How to formalize a debt consolidation application
Contact us and we will immediately make every effort to support you in your debt consolidation application. Call us or send us an email before you get knocked out by debt.
Responsible collection methods
In the event that you are unable to honour the repayments stipulated in the contract, we do our best to reach an agreement on a new repayment plan.
If, despite everything, we are unsuccessful in this effort, we turn to an external collection agency. In this case, you will be liable for all the legal fees, and we will initiate legal proceedings against you and use all legal means to collect the unpaid debts.