Apply for fast loans with no documents in Canada with I Need My Money Today

Instant Loan without Documents in Canada

Financial institutions first check your credit report before deciding to grant you a loan. It usually takes a long time, and it takes several days to get your loan. If you need cash fast, there is a solution for you; a fast loan with no documents required.

What is a Fast loan with no documents?

A fast loan without documents is a short-term loan used to cover urgent expenses when you need money as soon as possible. One of its main advantages is the ease of credit. You can have access to money in a 24-hour delay thanks to the IBV technology.

This type of fast loan with no documents also has the advantage of being made without a credit check. We believe your mistakes in the past should not affect your chances of getting money in the future. Our private lenders based on criteria other than the credit rating to give you a loan. So this will have no impact on your chances of getting the money you need, even if you have a bad credit.

Since this is a loan without a credit check, you will have much less paperwork to submit. It saves a lot of time.

How to apply for a Fast loan without documents?

To apply for an instant loan without documents in Canada, all you need to do is take a few minutes to complete a form. You will also need to send us the following documents:
  • Two pieces of photo identification
  • Proof of social insurance number
  • Your bank statement for the last 3 months
  • Proof of address
  • Your last two pay stubs
  • A specimen check
When you have finished completing your application, you will receive your money directly in your bank account as soon as possible, with no credit check required.

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How to repay your Fast loan without documents?

A man applying for a fast loan with no documents in Canada

You can then pay off your no documents loan as soon as your next payday. This is done with an interest rate of 15%. The amortization schedule is spread over a maximum period of 2 years.

You can choose to only pay interest on the first payday. You can also start repaying capital from your first payday to reduce it. Ultimately, the last option is to pay back all of your principal with interest.

Why choose us?

For over 12 years, I Need My Money Today has helped people who are struggling financially by offering fast online loans when they need it most. Whether for a cash advance, a short term loan, a no credit check loan or an instant loan without documents, we have the solution for you. Our mission is to offer financial services that adapt to each client using cutting edge IBV technology. If you need a fast loan with no documents, contact us now. We will be at your disposal and will answer all your questions to offer you the service that meets your needs.

Need a loan for any project?


A credit check is a process by which a potential lender or creditor reviews an individual’s credit history to determine their creditworthiness. This typically involves accessing an individual’s credit report, which contains information such as their credit score, payment history, and outstanding balances. The purpose of a credit check is to assess the degree of risk involved in extending credit to an individual or granting them a loan.

Based on the information obtained from a credit check, the lender or creditor may decide whether to approve or deny the individual’s application for credit, or how much credit to extend and at what interest rate. Credit checks are often performed by banks, credit card companies, and other financial institutions. However, some private lenders such as I Need My Money Today do not ask for a credit check when you apply for a loan.

IBV (Instant Bank Verification) is a process that enables financial institutions and other organizations to quickly and easily verify a customer’s financial information. IBV relies on secure connections with customer bank accounts to retrieve real-time financial data, including balance information and transaction history.

This process eliminates the need for borrowers to manually provide paper statements or other financial documents, streamlining the verification process and reducing the potential for errors. IBV is becoming increasingly popular in the financial industry because of its efficiency and accuracy, making it a valuable tool for lenders, credit card companies, and other organizations that need to verify customer information.

Most of the time, fast loans with no documents are used by borrowers to cover unexpected expenses, such as medical bills, home or car repairs or unplanned bills. However, you can use the money for everything you want since our goal is not to judge but to help you with fast, easy and flexible financial solutions.

Need a loan for any project?

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