Bad credit is something no one dreams of having, but it’s a reality many have to face. The terrible truth is that any number of unforeseen circumstances could result in ending up with bad credit. Luckily, bad credit is not the massive deal breaker it once was.
What is a Bad Credit Loan?
Bad credit loans are categorized as short-term loans. By requiring no credit score for approval, they enable borrowers turned down by traditional financial institutions to access funds in an emergency. As a result, you can pay unexpected bills, cover medical expenses, or make up late payments.
Is a Bad Credit Loan The Right Move For Me?
Thanks to absolutely no credit checks with I Need My Money Today; you can now borrow the money you need even with bad credit. Below, we explore a few of the top reasons to apply for a bad credit loan with I Need My Money Today.
Lightning Speed Service
Has a sudden expense put your financial well-being at risk? Are you in urgent need of quick cash? With I Need My Money Today, it can take less than an hour for you to apply for and receive your funds.
An Amount That is Right For You
Only you know what your immediate needs are. The loans we offer at I Need My Money Today range from $300 to $3,000. Our short-term loan limits are also the highest on the market.
Our rates are transparent, and we don’t charge hidden fees. The entire process of applying for a loan takes just a few minutes, and everything is done with the utmost confidentiality and security.
How Can I Get an Emergency Loan With Bad Credit?
The process of applying for a bad credit loan with I Need My Money Today is simple and involves just three easy steps.
Provide Your Personal Information
We need a certain amount of information about you to provide you with a positive response to your application for a bad credit loan. To apply, you need to submit the following:
- Full name
- Date of birth
- Cell phone number
- Email address
- Income type
- Employer name
- Loan amount requested
Your application will be processed within a day. When your application has been received, an agent usually responds within an hour, and you should have the agreement in hand within that time frame.
Immediate Access To Your Money
The funds are transferred to your account once our brokers have approved your loan.
See how easy that can be? So don’t wait — fill out your bad credit loan application today.
How can I get my funds?
In most cases, we will be able to transfer the loan amount into your account within 45 minutes of receiving your signature, provided that it reaches us during business hours.
What are the requirements for acceptance?
Online loan applications are easier than those made through banks. You must, however, meet the following requirements:
- At least 3 months of chequing account activity
- Have been employed full-time for at least 3 months
- Get your pay directly deposited into your bank account
- Not be in bankruptcy or facing wage garnishment