Dealing with a financial emergency can be frustrating. The situation gets even more frustrating when you are faced with the big question of “How do I get emergency money in Canada?

You can’t go to the bank because they have a lengthy processing time and bureaucratic processes that can take up to 15 days . While it may seem all hope is lost, you can still get instant money by applying for emergency loans in Canada from I Need My Money Now – providers of immediate cash for over 17 years.

Ways of Getting Cash Urgently in Canada

There are different ways to get urgent cash in Canada. Below are some of the most common ways of getting money when faced with a sudden financial emergency:

Short-term loans

I Need My Money Now offers short-term loans that can be transferred in your bank account within 24 hours of completing your request. These loans do not require a credit check so having bad credit or no credit won’t affect your application. These short-term loans need to be repaid within 24 months at $75 per week or $150 bi-weekly.

payday loans

Payday loans are short-term loans that need to be paid when the borrower receives their next check. The Financial Consumer Agency of Canada has set the current payday loan limit to be $1500. Payday loans can give you fast cash within an hour of your application to solve your financial problems when


If you receive a salary, you can consider applying for a cash advance. These loans fall under short-term loans and can help you with NSF payments, unexpected expenses and credit card withdrawal fees. A cash advance request can be made for amounts between $300 and $3000 .

Emergency Loans 

Sometimes emergencies arise that don’t give you the leisure of time – perhaps you need to repair your car or pay medical costs. Emergency loans from I Need My Money Now are perfect for these instances as we provide cash within 45 minutes of your application . A straightforward and streamlined online application form and a streamlined process will turn your emergency around in an instant.

People Also Ask

What is the lending application criteria?

Borrowers must meet the following to apply:

What are the fees on your loans? 

We don’t charge any fees before we transfer the money to your account. The only fees you can increase is if you miss or make a late payment. Any missed payment adds a fee of $40 to be paid at the end of the loan.

What if I have bad credit? 

I Need My Money Now does not conduct credit checks when you apply for a loan. If you have bad credit or no credit, you won’t be barred from borrowing.

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